At the end of a successful debt review process, the debt counsellor will issue the consumer with a clearance certificate.
Within seven days of the clearance certificate being issued, the consumer’s name will be cleared with all registered credit bureaux.
For this reason, debt review is aimed at assisting the over-indebted consumer to pay all debts in structured manner, and should never be seen as something negative, but rather as a positive process available to the over-indebted consumer.
